PENGARUH CAPITAL ADEQUACY RATIO (CAR) DAN LOAN TO DEPOSIT RATIO (LDR) TERHADAP RETURN ON ASSETS (ROA) PADA BANK UMUM YANG TERMASUK DALAM SAHAM LQ45

Penulis

  • Eva Auria Ekananda Indo Global Mandiri University
  • Jamiyla Jamiyla Indo Global Mandiri University
  • Trie Sartika Pratiwi Universitas Indo Global Mandiri

DOI:

https://doi.org/10.36982/jiegmk.v7i3.185

Abstrak

This study aims to determine the effect of CAR and LDR, either simultaneously or partially on ROA in the Commercial Banks included in LQ45 stocks with the observation period 2008 – 2015. The type of study is research hypothesis with purposive sampling method. The target population of this study is recorded in the Commercial Bank shares LQ45 period 2008 – 2015 announced by the Indonesian Stock Exchange. The research sample consists of 4 commercial banks. The analysis technique used is a statistical test with multiple regression method. The result showed that the CAR variable is negative effect and no significant on ROA. LDR variable is positive and significant mpact on ROA. Variables that have a dominant influence on ROA is variable LDR. And simultaneously CAR and LDR not significant effect on ROA.

Key word : CAR, LDR, ROA

Biografi Penulis

Eva Auria Ekananda, Indo Global Mandiri University

Program Studi Akuntansi 

Jamiyla Jamiyla, Indo Global Mandiri University

Program Studi Akuntansi 

Trie Sartika Pratiwi, Universitas Indo Global Mandiri

Program Studi Akuntansi

Referensi

Ayuningrum, Anggrainy Putri. 2011. Analisis Pengaruh CAR, NPL, BOPO, NIM dan LDR Terhadap ROA. Skripsi Tidak Diterbitkan. Semarang: Program Sarjana Universitas Diponegoro.

Baihaqi. 2015. Pengaruh Mekanisme Good Corporate Governance Dan Economic Value Added Terhadap Harga Saham Pada Perusahaan Perbankan Yang Terdaftar Di BEI Periode 2010-2014. Melalui http://www.widyatama.ac.id. Diakses 17 Maret 2016.

Daftar Bank Yang Masuk Dalam Perhitungan Indeks LQ45 Dipublikasikan melalui dan Laporan Tahunan Bank yang Termasuk Dalam Saham LQ45 website: www.idx.co.id

Daryanti, Yayuk. 2010. Mengenal LQ45 dan Perusahaan-Perusahaan yang masuk dalam daftar LQ45. Melalui http://www.yayukdaryanti16.co.id. [20/03/16]

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Kasmir. 2014. Dasar-Dasar Perbankan. Edisi Revisi 2014. Jakarta: PT Raja Grafindo Persada.

Komputer, Wahana. 2014. Analisi Data Penelitian dengan SPSS 22. Yogyakarta: Penerbit Andi.

Riyadi, Slamet. 2006. Banking Assets And Liability Management. Edisi Ketiga. Jakarta: Lembaga Penerbit Fakultas Ekonomi Universitas Indonesia.

Santosa, Anggita Puji. 2012. Pengaruh CAR, NPL, dan LDR terhadap ROA. Skripsi Tidak Diterbitkan. Makasar: Program Sarjana Universitas Hasanuddin.

Sanusi, Anwar. 2014. Metodologi Penelitian Bisnis. Jakarta: Salemba Empat.

Surat Edaran Bank Indonesia No. 6/13/DPNP 31 Mei 2014. Tersedia di www.bi.go.id.

Unduhan

Diterbitkan

2016-12-30

Cara Mengutip

Ekananda, E. A., Jamiyla, J., & Pratiwi, T. S. (2016). PENGARUH CAPITAL ADEQUACY RATIO (CAR) DAN LOAN TO DEPOSIT RATIO (LDR) TERHADAP RETURN ON ASSETS (ROA) PADA BANK UMUM YANG TERMASUK DALAM SAHAM LQ45. Jurnal Ilmiah Ekonomi Global Masa Kini, 7(3), 27–32. https://doi.org/10.36982/jiegmk.v7i3.185

Terbitan

Vol 7 No 3

Bagian

Articles

Lisensi

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